• It is a centrally sponsored health insurance scheme  Provide financial protection against catastrophic health costs  Improve access to quality health care for BPL and other vulnerable groups.
  • The premium cost is shared by the Centre and the State. 
  •  The beneficiaries are entitled to hospitalization coverage up to Rs. 30,000/- per annum on family floater basis i.e can be utilised by any family member.  
  • The coverage extends to maximum 5 members of the family which includes the head of household, spouse and up to three dependents including the provision to pay transport expenses.  The beneficiaries need to pay only Rs. 30 as registration fee.  
  • Beneficiaries get a biometric-enabled smart card containing their fingerprints and photographs and this Single central smart card also to include other welfare schemes like AamAadmiBima Yojana and national old age pension scheme.