NBFCs raise capital in the short-term (1-3 months) commercial paper (CP) market at a lower cost, as compared to the long term (5-10 years) non convertible debenture (NCD) market but face the risk of rolling over the CP debt at short frequencies of a few months. The frequent repricing exposes NBFCs to the risk of facing higher financing costs and, in the worst case, credit rationing. Such refinancing risks are referred to as Rollover Risk.

Source)

https://www.indiabudget.gov.in/economicsurvey/doc/vol1chapter/echap08_vol1.pdf

Both the statements are correct.

Capital Adequacy Ratio (CAR) is the ratio of a bank's capital in relation to its risk-weighted assets and current liabilities. It is decided by central banks and bank regulators to prevent commercial banks from taking excess leverage and becoming insolvent in the process.

Source) Economic Survey 2019-20; Page number 157

https://www.indiabudget.gov.in/economicsurvey/doc/vol1chapter/echap07_vol1.pdf

Statements 1 and 2 are correct. Due to the bank nationalisation, the allocations of banking resources to rural areas, agriculture, and priority sectors increased. For example, the number of rural bank branches increased ten-fold from about 1,443 in 1969 to 15,105 in 1980 compared to a two-fold increase in urban and semi-urban areas from 5,248 to 13,300 branches. Credit to rural areas increased from 115 crore to 3,000 crore, a twenty-fold increase and deposits in rural areas increased from ` 306 crore to 5,939 crore, again a twenty-fold increase. Between 1969 and 1980, credit to agriculture expanded forty-fold from  67crore to 2,767 crore, reaching 13 per cent of GDP from a starting point of 2 per cent. This growth represents a significant correction to the undersupply of credit to farmers that drove nationalization.

Statement 3 is incorrect. After the nationalisation of banks, the Reserve Bank of India started a directed lending programmes set lending targets for priority sectors, using a complex mix of pricing formulas that determined the rates of interest to be charged by banks on different types of credit, in styles reminiscent of central planning rather than market economies. RBI used both formal means and moral suasion to persuade banks to achieve the targets it set. These tools carried special force given that banks were essentially operating in a marketplace sheltered from entry.

Both rural bank deposit mobilization and rural credit increased significantly after the 1969 nationalization.

Source)

https://www.indiabudget.gov.in/economicsurvey/doc/vol1chapter/echap07_vol1.pdf

Statement 1 is correct. The Index of Industrial Production (IIP) is an index which measures the growth of industrial production in India.  

Statement 2 is incorrect. The Index of Industrial Production (IIP) is released by CSO on a monthly basis. The base year is 2011-12.

Statement 3 is correct. The Index of Industrial Production (IIP) helps in predicting GDP growth as the industry is one of the major contributors to growth.

Source)

https://www.indiabudget.gov.in/economicsurvey/doc/vol2chapter/echap08_vol2.pdf

Both the statements are correct. To achieve the GDP of $5 trillion by 2024-25, India needs to spend about $1.4 trillion (` 100 lakh crore) over these years on infrastructure. The challenge is to step-up annual infrastructure investment so that lack of infrastructure does not become a binding constraint to the growth of the Indian economy. Thus, to draw up the National Infrastructure Pipeline (NIP) for each of the years from FY 2019-20 to FY 2024-25, an inter-ministerial Task Force was set up in September 2019 under the chairmanship of Secretary (DEA), Ministry of Finance. 

NIP is expected to enable well-prepared infrastructure projects which will create jobs, improve ease of living, and provide equitable access to infrastructure for all, thereby making growth more inclusive. NIP also intends to facilitate supply side interventions in infrastructure development to boost short-term as well as the potential GDP growth. Improved infrastructure capacities will also drive competitiveness of the Indian economy.

NIP will enable a forward outlook on infrastructure projects which will create jobs, improve ease of living, and provide equitable access to infrastructure for all, thereby making growth more inclusive. NIP includes economic and social infrastructure projects.

Source)

https://www.indiabudget.gov.in/economicsurvey/doc/vol2chapter/echap08_vol2.pdf

The Eight Core Industries are Electricity, steel, refinery products, crude oil, coal, cement, natural gas and fertilizers. The Index of Eight Core Industries is a monthly production index, which is also considered as a lead indicator of the monthly industrial performance. The Index of Eight Core Industries is compiled based on the monthly production information received from the Source Agencies.

Source)

https://www.indiabudget.gov.in/economicsurvey/doc/vol2chapter/echap08_vol2.pdf

Samarth (Scheme For Capacity Building In Textile Sector) is a scheme for Capacity Building in Textile Sector (SCBTS) of the Ministry of Textiles is to skill the youth for gainful and sustainable employment in the textile sector for the entire value chain of textile except Spinning and Weaving in the organized sector.

The skilling programmes are being implemented through following Implementing Agencies:

1. Textile Industry
2. Institutions/Organization of the Ministry of Textile/State Governments having training infrastructure and placement tie-ups with textile industry.
3. Reputed training institutions/ NGOs/ Societies/ Trusts/ Organizations/ Companies /Start Ups / Entrepreneurs active in textile sector having placement tie-ups with textile industry.

Source)

https://vikaspedia.in/social-welfare/skill-development/schemes-for-skill-development/skill-development-schemes/ministry-of-textiles

https://www.thehindubusinessline.com/economy/textiles-ministry-partners-with-16-states-for-skilling-4-lakh-under-samarth-scheme/article29092868.ece

 In accordance with the provision of Micro, Small & Medium Enterprises Development (MSMED) Act, 2006 the Micro, Small and Medium Enterprises (MSME) are classified in two classes, they are Manufacturing Enterprises and Service Enterprises. Hence, statement 1 is correct. 

Manufacturing Enterprises: The enterprises engaged in the manufacture or production of goods pertaining to any industry specified in the first schedule to the industries (Development and regulation) Act, 1951) or employing plant and machinery in the process of value addition to the final product having a distinct name or character or use. The Manufacturing Enterprises are defined in terms of investment in Plant & Machinery.

Service Enterprises: The enterprises engaged in providing or rendering of services and are defined in terms of investment in equipment.

As per the current limit for investment in plant and machinery / equipment for manufacturing / service enterprises, Micro Enterprises should not exceed twenty five lakh rupees. While Small Enterprises should have more than twenty five lakh rupees as Investment in plant & machinery but should not exceed five crore rupees. Hence, statement 2 is incorrect. 

Source)

https://msme.gov.in/know-about-msme