Deen Dayal Antyodaya Yojana - National Rural Livelihoods Mission (Ministry of Rural Development) (PIB)

  • Deendayal Antyodaya Yojana- National Rural Livelihoods Mission (DAY-NRLM) seeks to reach out to 8-9 crore rural poor households and organize one woman member from each household into affinity-based women SHGs and federations at village level and at higher levels. 
  • The programme is being implemented in all the States and Union Territories, except Delhi and Chandigarh, in a phased manner. 

Is NRLM only for women?

  • NRLM’s priority is to reach out to the poorest, most vulnerable and marginalized. It begins with targeting women and they are considered as representatives of their households. 
  • Only for groups to be formed with Persons with disabilities, and other special categories like elders, transgender, NRLM will have both men and women in the SHGs. 

Who are eligible for benefits under NRLM?

  • The NRLM Target Households (NTH) are identified through the Participatory Identification of Poor (PIP) instead of the BPL. 
  • The PIP is a community-driven process where the Community Based Organisations (CBOs) themselves identify the poor in the village using participatory tools. 
  • The list of poor identified by the CBO is vetted by the Gram Sabha.

Sub-schemes under Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM)

a) Start-Up Village Entrepreneurship Programme (SVEP)

  • SVEP is being implemented to promote start - up enterprises in rural areas.
  • SVEP focusses on providing self-employment opportunities with financial assistance and training in business management and soft skills while creating local community cadres for promotion of enterprises.
  • SVEP addresses three major pillars of rural start-ups namely - finances, incubation and skill ecosystems. 
  • Entrepreneurship Development Institute of India (EDII), Ahmedabad is the technical support partner of SVEP. 
  • SVEP promotes both individual and group enterprises, set-up and promote enterprises majorly on manufacturing, trading and service sectors. 
  • The program invested largely on building the capacities of the entrepreneurs to run the businesses profitably based on the local demand and eco-system. 

b) Mahila Kisan Sashaktikaran Pariyojana (MKSP)

Specific objectives of MKSP are as under:

  • To enhance the productive participation of women in agriculture
  • To create sustainable agricultural livelihood opportunities for women in agriculture
  • To improve the skills and capabilities of women in agriculture to support farm and non- farm-based activities
  • To ensure food and nutrition security at the household and the community level
  • To enable women to have better access to inputs and services of the government and other agencies
  • To enhance the managerial capacities of women in agriculture for better management of bio-diversity
  • To improve the capacities of women in agriculture to access the resources of other institutions and schemes within a convergence framework.
  • The MKSP has two streams – Agriculture (and Livestock) and NTFP (Non-timber Forest Produce).

c) Aajeevika Grameen Express Yojana (AGEY) 

The main objectives of AGEY are: 

  • (i) To provide an alternative source of livelihoods to members of SHGs under DAY-NRLM by facilitating them to operate public transport services in backward rural areas, as identified by the States. 
  • (ii) To provide safe, affordable and community monitored rural transport services to connect remote villages with key services and amenities (including access to markets, education and health) for the overall economic development of the area by making use of the supports available within the framework of DAY-NRLM.
  • The vehicles are owned and operated by members of Self-Help Group (SHG) networks and operate in regions which are not served by regular transport services. 

d) National Rural Livelihoods Project (NRLP)

  • NRLP has been designed as a sub-set of NRLM to create ‘proof of concept’, build capacities of the Centre and States and create an enabling environment to facilitate all States and Union Territories to transit to the NRLM. 
  • NRLP would be implemented in 13 high poverty states (Assam, Bihar, Chhattisgarh, Jharkhand, Gujarat, Maharashtra, Madhya Pradesh, Orissa, Rajasthan, Uttar Pradesh, West Bengal, Karnataka and Tamil Nadu) accounting for about 90 percent of the rural poor in the country. 
  • Distribution of project funds among the states would be based on inter-se poverty ratios.

e) National Rural Economic Transformation Project (NRETP)

  • It is an Externally Aided Project under the Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) through loan assistance (IBRD Credit) from World Bank.
  • It aims to enhance the livelihoods promotion and access to finance and scale-up initiatives on digital finance and livelihood interventions.
  • DAY-NRLM lays special emphasis on targeting the poorest of the poor and the most vulnerable communities and their financial inclusion.  

Innovative projects will be undertaken under NRETP to pilot:

  • alternate channels of financial inclusion, 
  • creating value chains around rural products, 
  • introduce innovative models in livelihoods promotion and access to finance and 
  • scale-up initiatives on digital finance and livelihoods interventions. 

Deendayan Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM) 

The Ministry of Housing and Urban Affairs is implementing DAY-NULM to reduce poverty and vulnerability of urban poor households by:

  • enabling them to access gainful self-employment and skilled wage employment opportunities, for improvement in their livelihoods on a sustainable basis;
  • building strong grass root level institutions of the urban poor, including those in vulnerable occupations;
  • providing shelter equipped with essential services to the urban homeless;
  • addressing livelihood concerns of the urban street vendors by facilitating access to suitable spaces, institutional credit, social security, etc.
  • In August 2019, Deendayan Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM) was conferred the prestigious SKOCH Governance Gold Award for its Portal for Affordable Credit and Interest Subvention Access (PAiSA). 
  • Launched in November 2018, PAiSA is a centralized IT platform which simplifies and streamlines release of interest subvention under the Mission.

Skoch Awards  

  • The Skoch Awards recognize leadership and excellence in accelerating socio-economic changes.
  • These awards have become a benchmark of best practices in India in the fields of governance, infrastructure, finance, banking, technology, corporate citizenship, economics and inclusive growth.