Key Points to Ponder:

What’s the ongoing story- Prime Minister Narendra Modi will release the 13th instalment under the PM Kisan Samman Nidhi (PM-KISAN) Scheme in Belagavi, Karnataka, on Monday. The Prime Minister will unveil several development projects, including the Shivamogga Airport, during his visit to the poll-bound state.


  • What is the PM-KISAN Scheme?

Under the Scheme, an amount of Rs 6000 per year is released in three installments of Rs 2000 each directly into the beneficiaries' bank accounts. All landholding farmer families in the country are eligible under PM KISAN, subject to certain exclusion criteria.

  • What are the benefits of the PM-KISAN Scheme?

The PM-KISAN Yojana scheme provides a financial benefit of Rs. 6000 per annum to all landholding farmers' families. This sum is payable in three equal instalments of Rs. 2000 each every four months.

  • PM-KISAN Scheme is a central sector scheme?

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a Central Sector scheme with 100% funding from Government of India. 

  • When did the PM-Kisan scheme come into effect?

The Scheme is effective from 1.12. 2018.

  • Definition of Small and Marginal Farmers (SMFs)?

Small and Marginal Farmer (SMF) - a farmer who owns cultivable land upto 2 hectare as per land records of the concerned State/UT.

  • PM-Kisan Samman Nidhi Yojana-Benefits and Eligibility conditions

The primary feature of this Yojana is the minimum income support it provides to farmers. Each eligible farmer family is entitled to receive Rs.6000 per annum across India. However, the amount is not disbursed at once. Instead, it's divided into three equal installments and meted out four months apart.

  • PM-Kisan Samman Nidhi Yojana- Who is not eligible for this scheme?

A person and his/her family who has retired or superannuated and receives a pension of Rs.10,000 or more every month are excluded from this scheme. However, it does not apply if such a pensioner belongs to a multi-tasking staff, Class IV or Group D employees.


Do You Know- The PM-Kisan Samman Nidhi Yojana (PM Kisan) scheme was launched on February 24, 2019, in Gorakhpur, UP by Prime Minister Narendra Modi. Under this scheme, Rs 6,000 per year is transferred to the bank accounts of farmers’ families across the country — subject to certain exclusion criteria relating to higher income status – through the Direct Benefit Transfer (DBT) mode. The amount is transferred in three equal installments of Rs 2,000 every four months, every financial year.


  • “PM-Kisan Samman Nidhi Yojana is one of the finest examples of good governance”-Do you Agree?
  • What is the difference between a central sector scheme and centrally sponsored scheme?
  • What is the Central Sponsored Scheme?

The Central Sector Schemes includes all schemes which are entirely funded and implemented by the Central Agencies.

  • What is a Centrally Sponsored Scheme?

Centrally Sponsored Schemes are schemes that are implemented by state governments of India but are largely funded by the Central Government with a defined State Government share. Some examples of such schemes are Mahatma Gandhi National Rural Employment Guarantee Act, Pradhan Mantri Gram Sadak Yojana etc.

  • What is PM Kisan Samman Nidhi Yojana?
  • Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a Central Sector scheme with 100% funding from Government of India.
  • The Scheme is effective from 1.12.2018.
  • Under the Scheme an income support of Rs.6000/- per year is provided to all farmer families across the country in three equal installments of Rs.2000/- each every four months.
  • Definition of family for the Scheme is husband, wife and minor children.
  • The entire responsibility of identification of beneficiary farmer families rests with the State / UT Governments.
  • The fund is directly transferred to the bank accounts of the beneficiaries.
  • Farmers covered under the Exclusion Criteria of the Operational Guidelines are not eligible for the benefit of the Scheme.
  • For enrollment, the farmer is required to approach the local patwari / revenue officer / Nodal Officer (PM-Kisan) nominated by the State Government.
  • The Common Service Centres (CSCs) have also been authorized to do registration of the farmers for the Scheme upon payment of fees.
  • Farmers can also do their self-registration through the Farmers Corner in the portal.
  • Farmers can also edit their names in PM-Kisan database as per their Aadhaar database / card through the Farmers Corner in the portal.
  • Farmers can also know the status of their payment through the Farmers Corner in the portal.

?How PM-Kisan transfers are easing farmers’ cash crunch

As per the sources, PM Kisan has provided assistance of more than Rs 2 lakh crore. This makes it the largest DBT scheme in the country.

More than Rs 1.6 lakh crore has been transferred to eligible farmers since the lockdown started in March 2020, which is more than 80 per cent of the total disbursement.

The impact of the scheme is well-received in rural areas. It has a significant impact on easing liquidity constraints as a large share of farmers have constraints on obtaining formal credit.

While the scheme is pitched as a general cash transfer scheme for farmers, its role in the adoption of modern technologies remains an important contributing factor in the modernisation of agriculture by enhancing productive investment by farmers.