Q.1) Discuss how the teachings in Sikhism will help in eliminating violence, narrowness and hatred from thoughts and motivate towards selfless service of others and promote human values ​​like love, harmony and compassion. (15 Marks - 250 Words)

Why this question? - The President of India remembered Guru Teg Bahadur,  on the ‘Martyrdom Day’ of the ninth guru of the sikh community.

Intro - A brief about Sikhism

Body - 

  • Important teachings of Sikhism
  • Significance of these

Conclusion - Summarize based on above discussion.


Q.2) Our financial markets are in turmoil. Price action of banks in the market can provide useful insights about the financial system dynamics that will change in the coming years. Opine. (150 words)

Why this question?

  • Depositors in Lakshmi Vilas Bank Limited (LVB) recently got bailed out by the RBI. The non-banking financial companies, or NBFCs are also in trouble. 

Introduction: Mention brief info about precise performance of banks.


  • Bank performance indicators:
    • ‘Price to Book Value’ ratio (P/BV)
    • The K Curve
  • Performance of Public and Private sector banks

Conclusion/ Way forward

  • For public banks: These banks should run in a professional manner with an ability to decide their own destiny.
  • Clear level playing field amongst all banks


Q.3) What is a Tropical Cyclone? Also, explain how it is formed and the favorable conditions required. (250 words)

Why this question?

The Bay of Bengal will see its second Severe Cyclone of the year called Cyclone Nivar, after Super Cyclone Amphan formed earlier this year


Mention stats related to tropical cyclone destruction in India


  • Details about Tropical cyclone
    • Formation
    • Season
    • The area affected etc
  • Mention favorable conditions for a tropical cyclone
  • Mention a few recent cyclones


Summarize the above discussion