1. What are the issues that plague the national farm insurance scheme? How can these be improved?

Introduction Crop insurance scheme has seen many challenges in various forms. Recently, the central government has reduced its share of the premium.


  • Issues of the farmers:
    • Insurers don't have local offices.
    • The multiplicity of authorities.
    • No external assistance in application, assessment, or otherwise.
    • Reporting within 48 hours of loss makes it difficult.
  • Issues with the insurers:
    • Untimely payment of premium from the government.
    • Unrealistic loss assessment.
    • Populist politics led interference.
  • Issues of the government:
    • Huge financial burden.
    • Lacuna on the states’ part.
  • Flaws that can be removed from the scheme are:
    • limited use of technology.
    • limited evidence of the success of the scheme, and yet reforms are delayed.
    • The majority of farmers are unaware of the scheme.
    • Proper land records are required.

Conclusion Crop insurance must be mandatory for all the farmers, and the government must offer support. No one should be left out in order to prevent any form of loss.

  1.  Every policy change negatively hampers the unorganized sector. Critically comment.

Introduction The unorganized sector is mostly hand to mouth type of workforce, which is already on the brink and gets pushed with every policy change.


  • Why is the unorganized sector the largest victim?
    • Hand to mouth workers.
    • Unaware of the changes mostly.
    • Fear of the system is deep instilled in them.
  • Examples of impact:
    • GST
    • Demonetisation
    • Labour laws
    • Compliance regulations
  • What can be done?
    • Making policymaking more inclusive.
    • Complete avoidance of armchair policy.
    • Including the civil services organizations in the lawmaking process.
    • Providing compliance support.

Conclusion The policy changes must be done in a manner to provide a cushion to the weakest links of the chain so that they are not adversely impacted.

  1. EU has set an example that India needs to follow in its data protection regime. Comment.

Introduction GDPR of the EU has been an exemplary law on the protection of citizen’s data.


  • What is the need for data protection?
    • Cases of misuse of data.
    • Implementation of the right to privacy
    • Prevent cyberbullying
    • Digital India has led to a huge collection of data.
  • What is the current situation?
    • Lack of legal framework
    • IT Act is not enough
    • The Justice Srikrishna committee has made recommendations.
  • What are the issues with bringing a data protection law
    • Reciprocal action against Indian firms by other countries.
    • Increases the cost of technology startups.
    • The higher the cost of compliance.
  • Solutions for the same are:
    • Inclusive policymaking.
    • Citizen engagement is required
    • Studying global laws and the challenges posed by them is important.

Conclusion India has been trying to get a new data protection law for the citizens. The GDPR can set the right expectations for the country.

  1. How is emotional intelligence important for an administrator? Examine the other qualities that define an administrator. 

Introduction This is a very static question of ethics and thus needs to be answered accordingly.


  • Give a definition of EI.
  • Identify the role of EI in administration.
    • Enables consciousness of limitations and strengths.
    • Allows using personal strengths for organizational goals.
    • Creating a healthy work environment.
    • Understanding the workforce, and the general public.
    • Extremely important in persuasion and convincing.
  • Mention the features of EI.
    •  Daniel Goleman’s 5 elements of emotional intelligence
    • Self-awareness
    • Self-regulation
    • Internal motivation
    • Empathy
    • Social Skills

The conclusion for this answer will be variable depending on the qualities that you have highlighted.

  1. Local government in India suffers from key structural faults. Examine the need to overhaul the grassroots democracy in India in the light of the statement.

Introduction Begin this answer by introducing the history of the local government in India.


  • Mention the history of local governance briefly
    • Article 40 of the DPSP.
    •  Community Development Programmes (CDP)
    • 73rd and 74th amendment act.
  • Issues with the current system
    • Inadequacy of funds
    • Less devolution of powers.
    • Less autonomy to the PRIs.
    • Structural faults like:
      • Lack of expertise.
      • Lack of secretariat
      • Lack of bottom-up planning.
      • Adhocism is rampant.
  • What are the solutions:
    • Address each of the points mentioned under the issues and provide solutions pertaining to the same.
  • Important committees in this regard are:
    • Balwant Rai Mehta Committee (1957)
    • Ashok Mehta Committee (1977-1978)
    • G V K Rao Commitee (1985)
    • L M Singhvi Commitee (1986)
  • The way forwards can be used for the conclusion

Conclusion Highlight a way forward for the local government institutions in the country.

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